Open the Needs / Budget questionnaire and read the short intro. Each section groups related coverages (e.g., hospital, ambulance, dental).

Complete the top-level questions (personal situation, family, current coverage). These answers feed the first pass of derived values.

Every time you select an option, the corresponding coverage gauge updates: the orange fill moves, the selected dot lights up, and the short label under the gauge changes to reflect the computed level (for example: Basic, Standard, Premium).

Read the human-friendly label shown next to the gauge (it’s derived from the most relevant answer for that coverage). If it doesn’t match your expectation, adjust answers until it does.

If you prefer a different level than the derived one, use the manual control on the gauge to set the level explicitly, then save to lock that preference.

Notice which early questions control visibility (examples: ‘Do you have dependents?’, ‘Do you already have dental coverage?’). These are triggers for derived follow-ups.

When you answer a trigger (e.g., “Yes—I have kids”), the questionnaire checks for applicable derived questions and shows only the relevant ones (e.g., number of children, children ages).

Fill the follow-ups that appear. Their answers further refine gauges and may cause additional derived questions to appear or disappear.

If you change a trigger answer (for example, switch from “Yes” to “No”), any derived questions that depend on the previous answer will be removed. Make sure to review any values that were entered before they disappear.

After hiding happens, read the summary at the end of the section to confirm the final set of answers and resulting gauge levels.

Each gauge shows a horizontal bar and a set of step dots. Click a dot or a position on the bar to set the level you want.

As soon as you click, the fill animates, the dot’s color updates, and the short label changes. This happens without leaving the page: it’s immediate confirmation of the new derived level.

Setting a gauge can also show or hide follow-up questions (for example, selecting a high dental coverage level may reveal questions about orthodontics). Check the right-hand summary area for what changed.

If the automatic derivation doesn’t match what you want, switch to manual mode (if available). Manual overrides keep the chosen level even if upstream answers change, unless you explicitly reset them.

Save your settings and reopen the questionnaire later. The saved gauge levels and derived question visibility should persist and be reflected in personalized offers.

Finish the needs-level gauges and any active derived questions — these collectively form the user’s coverage profile.

The resulting derived labels and explicit levels are used to filter and prioritize offers: plans that match the chosen levels are shown as recommendations first.

Look at the recommended plans. Each will highlight the aspects that match your derived needs (for example: “Best for Premium dental and Standard ambulatory”).

If you want different trade-offs, adjust one or more gauges and watch offers update in real time to show plans that better match the new profile.

Once you find the plan that fits, either lock in that selection or use optional personalization (add-ons, co-pays) so the plan precisely matches the derived profile.